Important Legal Information

Terms of Use

  1. Application of the terms of use

These terms of use (the “Terms of Use”) apply to the use of this web site (the “Website”) and any services offered (“Offered Services”) through this Website. Please read these Terms of Use carefully before using the Website as they contain important information that you should be aware of before using information contained with this Website and any Offered Services. In addition to these Terms of Use, certain Offered Services may have additional terms and conditions in relation to your use of such Offered Services.

By accessing the Website, you agree to be bound by our Terms of Use. If you do not agree with these terms, please exit this Website.

  1. Currency and accuracy of information

Advisor Buddy Inc. (“Advisor Buddy”) may revise and update these Terms of Use at any time without notice. Please periodically review the Terms of Use posted at the Website. Your continued usage of the Website will mean acceptance of those changes.

Although Advisor Buddy makes reasonable efforts to ensure that the information provided through this Website is current and accurate, Advisor Buddy makes no representations or warranties as to the accuracy, reliability, completeness or timeliness of such information.

  1. Hardware, software and internet access

It is your responsibility to ensure that you have the appropriate hardware, software, and internet access services to access the Website and allow proper use of the Website and any Offered Services. If you have difficulty using the Website or the Offered Services, please notify Advisor Buddy. Neither Advisor Buddy, nor any of its subsidiaries or affiliates or any third parties on the bill, shall be responsible for any of your costs associated with your use and/or access of the Website and any Offered Services.

  1. Links to third party sites

This Website contains hyperlinks to other websites. These links are provided solely as a convenience for users of the Website and do not imply any endorsement of any third party site or the content provided on any third party site. Access to any other website linked to or from the Website is at your own risk. Advisor Buddy does not assume any liability or responsibility whatsoever for the operation of or information on any linked websites.

  1. Limited license, copyright, trademarks and use

The Website and its contents are protected by copyright, trademark and other proprietary rights of Advisor Buddy, its subsidiaries or affiliates, or third parties. Except as expressly permitted in these Terms of Use, no portion of the Website or its contents, including trademarks, logos and service marks, may be reproduced in any form, or by any means, without prior written permission from Advisor Buddy, its subsidiaries or affiliates, or the applicable third party and nothing herein shall be construed as conferring by implication, estoppel or otherwise, any license or right under or to any intellectual property, including patent, trademark or copyright of Advisor Buddy, its subsidiaries or affiliates, or any third party.

Advisor Buddy grants to you a limited, personal, non-transferable license to use and copy materials published by Advisor Buddy on the Website solely for non-commercial use within your organization in support of Advisor Buddy’s products or services. Such license is revocable by Advisor Buddy at any time and at Advisor Buddy’s sole option. No other use of the materials is authorized. In consideration of this limited license, you agree that any copy of Website materials which you make shall retain all copyright, trademark and other proprietary notices in the same form and manner as on the original and you must explicitly acknowledge Advisor Buddy as the provider of such content and the owner of such copyright or trademark.

You will use the Website, the Offered Services, and any other content or information found on the Website solely for lawful purposes. You shall not upload to, distribute to or otherwise disseminate through the Website any material or information of any kind that is libellous, defamatory, obscene, pornographic, abusive or otherwise violates any law or infringes or violates any rights of another person or entity, or contains a solicitation of funds, advertising or a solicitation for goods or services. You will be solely responsible for the content of any material or information that you make available through the Website. You will also be liable for any loss or damage resulting, directly or indirectly from you making any material or information available through the Website.

You acknowledge that your use of portions of the Website, including an Offered Service may require a user id and password. You must keep your user ID and password confidential. You will be responsible for any use of any Offered Services through the use of your user id and password whether or not authorized by you.

  1. Termination

Advisor Buddy may terminate your use of the Website and the Offered Services or particular Offered Service, if you have used the Website and any Offered Services in any way that is contrary to law, these Terms of Use, or in any way that disrupts the Website or Offered Services.

  1. Disclaimer and Exclusion of Warranty

YOU AGREE THAT YOUR USE OF THE WEBSITE AND ANY OFFERED SERVICES, INCLUDING DOWNLOADING MATERIALS FROM THE WEBSITE, IS AT YOUR OWN RISK AND IS PROVIDED BY ADVISOR BUDDY ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO APPLICABLE LAW, ADVISOR BUDDY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS. THE ENTIRE RISK ARISING OUT OF USE, PERFORMANCE OR NON-PERFORMANCE OF THE WEBSITE REMAINS WITH YOU.

  1. Exclusion and Limitation of Liability

IN NO EVENT SHALL ADVISOR BUDDY, ITS AFFILIATES, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, SUPPLIERS, REPRESENTATIVES, SHAREHOLDERS, SUCCESSORS AND PERMITTED ASSIGNS (THE “ADVISOR BUDDY PARTIES”) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT OR PUNITIVE LOSS OR DAMAGE OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THE WEBSITE, ANY OFFERED SERVICE AND/OR FOR ANY BREACH OF THE TERMS OF USE. THIS INCLUDES, BUT IS NOT LIMITED TO, LOSS OF PROFITS, LOSS OF BUSINESS OR GOODWILL, LOSS OF USE, BUSINESS INTERRUPTION, PERSONAL INJURY, DEATH, LOSS OF DATA OR ANY OTHER PECUNIARY LOSS. THIS LIMITATION APPLIES EVEN IF ADVISOR BUDDY OR ANY SUCH PARTIES HAS BEEN ADVISED OF, OR FORESEES, THE POSSIBILITY OF ANY DAMAGES OCCURRING.

ADVISOR BUDDY ASSUMES NO RESPONSIBILITY FOR ANY DAMAGES SUSTAINED AS A RESULT OF VIRUSES OR OTHER DESTRUCTIVE ITEMS THAT INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY IN CONNECTION WITH YOUR ACCESS TO OR USE OF THIS WEBSITE OR YOUR DOWNLOADING OF ANY DATA, TEXT, IMAGES, FILES OR OTHER MATERIALS FROM THE WEBSITE.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE, AND ANY OFFERED SERVICES AVAILABLE ON OR THROUGH THE WEBSITE, OR WITH ANY OF THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE AND THE OFFERED SERVICES.

  1. Indemnification

YOU AGREE TO INDEMNIFY AND HOLD EACH OF THE ADVISOR BUDDY PARTIES HARMLESS FROM ALL CLAIMS, LIABILITIES, DAMAGES, LOSSES, INCLUDING REASONABLE LEGAL FEES AND EXPENSES, DUE TO OR ARISING OUT OF YOUR USE OF THE WEBSITE, ANY OFFERED SERVICE, OR YOUR BREACH OF THE TERMS OF USE.

  1. Payment

You understand that use of the Offered Services may result in charges to you for the services or goods you receive from a Third-Party Provider (“Third Party Charges”). After you have received services or goods obtained through your use of the Offered Service, Advisor Buddy or one of its affiliates will facilitate your payment of the applicable Third Party Charges as such Third Party Provider’s limited collection agent. Payment of the Third Party Charges in such manner shall be considered the same as payment made directly by you to the Third Party Provider. Third Party Charges will be inclusive of applicable taxes where required by law. Third Party Charges paid by you are final and non-refundable, unless otherwise determined by Advisor Buddy. Subject to local regulations, you retain the right to request to increase or lower Third Party Charges from a Third Party Provider received by you from such Third Party Provider.

All Third Party Charges are due immediately and payment will be facilitated by Advisor Buddy or an affiliate using the preferred payment method designated in your Account, after which you will be sent a receipt. If your primary Account payment method is determined to be expired, invalid or otherwise not able to be charged, you agree that Advisor Buddy or an Advisor Buddy affiliate may, on behalf of Third Party Provider, use a secondary payment method in your Account, if available.

You acknowledge that an affiliate may establish or adjust Third Party Charges for any or all services or goods obtained through the use of the Offered Services at any time at the direction of the Third Party Provider or otherwise in Advisor Buddy’s affiliate’s discretion, including in certain circumstances such as where you choose an additional service that incurs an additional charge. Advisor Buddy will use reasonable efforts to ensure its affiliate informs you of Third Party Charges that may apply, provided that you will be responsible for Third Party Charges incurred under your Account. You acknowledge that the fact that a payment card statement may reflect a charge from Advisory Buddy or an Advisor Buddy affiliate, does not necessarily mean that Advisor Buddy or the Advisor Buddy sold an item or service, but rather that Advisor Buddy or the Advisor Buddy Affiliate facilitated payment processing, and that the merchant stated on your receipt is the actual seller.

You acknowledge that an Advisor Buddy affiliate may from time to time provide certain users with Promo Codes that may result in different amounts charged for the same or similar services or goods obtained through the use of the Offered Services, and you agree that such Promo Codes are provided to you for no fee, have no monetary value, cannot be redeemed for cash, are not exchangeable or transferable and, unless also made available to you, shall have no bearing on your use of the Offered Services or the Third Party Charges applied to you.

  1. Invalidity of Provisions

If any provision or provisions of the Terms of Use shall be held to be invalid, illegal or unenforceable, such provision shall be enforced to the fullest extent permitted by applicable law, and the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.

  1. Jurisdiction

The terms of use on this Website shall be governed by the provincial laws of Ontario and the federal laws of Canada applicable therein, and you submit to the jurisdiction of the courts of Ontario, Canada and agree to bring any disputes or actions arising from this Website or any information contained in this Website exclusively in such courts. If you access the Website from outside of Canada, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

  1. Entire Agreement

The Terms of Use, which may be modified from time to time, including any documents referenced herein and any other applicable terms and conditions contained on the Website, constitute the entire agreement between Advisor Buddy and you pertaining to your use of the Website. Advisor Buddy’s failure to enforce any provision of the Terms of Use shall not be construed as a waiver of such provision. For clarity, an Offered Service may have additional terms and conditions pertaining to the use of such Offered Service, which additional terms may be found on that portion of the Website relating to such Offered Service or which may have been provided to you by other means.

  1. Assignment

The Terms of Use shall bind and enure to the benefit of both parties and their respective successors, heirs, executors, administrators, personal representatives and permitted assigns. You shall not assign your rights or obligations hereunder.

  1. Security

The internet may not be a secure medium and you use this Website at your own risk and agree to assume the risks associated with the transmission or loss of any data, including the interception of data or information by third parties.

  1. Privacy Policy

By using the Website, you agree to be bound by Advisor Buddy’s Privacy Policy.